AM Best Europe Rating Services - Associate Financial Analyst

Founded in 1899, AM Best’s mission is to report on the financial stability of insurers and the insurance industry. It is the oldest and most widely recognized provider of ratings, financial data and news with an exclusive insurance industry focus.

The Group issues ratings on approximately 3,400 companies in more than 90 countries worldwide. In addition, AM Best produces dozens of products and information services containing Best's Credit Ratings and related analysis. The Group covers over 16,000 insurance companies globally through a wide range of analytical resources, references, directories and periodicals that provide insurance professionals and consumers with the critical information they need to make informed business decisions. AM Best has offices in the U.S., London, Hong Kong, Dubai, Mexico City, Singapore and Amsterdam.

*Job Purpose

As an analyst you will carry out credit analysis on a portfolio of (re)insurers operating in the CIS, Middle Eastern, African and UK markets including a number of Russian speaking companies, under the guidance and support of an analytical team leader.

AM Best’s London analytical team works closely with its other offices in the US, Europe and Asia, and is itself supported by a wider business function in London. The team consists of approximately 20 analytical staff, within which there is a broad array of expertise, and is responsible for AM Best’s ratings in the UK, Middle East, Africa, and CIS markets.


  • As the primary analyst, the candidate will take responsibility for timely and high quality credit assessments on a portfolio of (re)insurers, as well as producing accurate and informative publications to support the credit decision

  • Regular interaction with senior management of (re)insurers and requirement to attend company meetings, with support from more senior colleagues, to obtain relevant information to support the credit assessment

  • Conduct on-going surveillance of assigned portfolios and develop industry knowledge, including the identification of key trends and issues that may affect the assigned portfolio of (re)insurers

  • Present analysis at rating committee, participate in rating committees of other analysts, and contribute to internal discussions regarding the state of the (re)insurance markets and rating issues

  • Contribute to external presentations, seminars and the writing and research of external specialist reports commenting on key market issues and trends. Additionally, the candidate will be expected to develop a network of contacts in the (re)insurance market (including clients, brokers and other stakeholders) for the purpose of developing market intelligence

  • Occasional international travelling will be required for this role

Skills and Experience

  • Developed knowledge of the insurance market and principles of finance and accounting

  • Solid experience of conducting financial analysis, ideally within the insurance industry, financial services sector or a financial services consultancy firm

  • Strong written and verbal communication skills in English

  • Fluency in Russian is essential

  • Experience of developing and managing professional relationships with external stakeholders

  • Bring new ideas and solutions to the table and constantly seek knowledge

  • Must demonstrate ability to manage own time efficiently and effectively, and be able to multitask, absorb ideas and facts quickly, while maintaining a strict eye for detail

  • Excellent organizational and administrative skills

Education and Qualifications

  • Bachelor degree is a minimum entry requirement, ideally in maths, economics, finance, business or accountancy

  • Additional relevant professional qualifications are an advantage (MBA, CFA, ACA/ACCA, Actuarial, etc.)

Job Type: Full-time


  • insurance market and principles of finance and accounting: 1 year (Preferred)

  • audit: 1 year (Preferred)

  • financial analysis: 1 year (Preferred)


  • Russian (Required)