Kreditech Holding - Financial Accountant

A day in this job

  • You will support the Loan Book Accounting and Reporting team in developing a new architecture for accounting and reporting Kreditech’s main business activity – loan issuing process;

  • Assist with the integration of the new accounting tools and reports into existing architecture by reconciling outstanding balances migrated from legacy systems to the new ones and ascertaining the main drivers of the difference for prospective adjustments;

  • Support the development and validation of specific accounting reports for monthly management reporting, year-end closure and IFRS audits;

  • Assist with IFRS9 related reports and commentary preparation for monthly management reporting and other stakeholders’ needs;

  • Adhere data quality control and compliance with IFRS accounting standards for loan book portfolio by performing regular testing of accounting logic for new products/features implemented and reports designed;

  • Participate in month-end and year-end closing process of loan book portfolio, including yearly audit conducted by the Big-4 company;

  • Take part in implementation of respective standards in collaboration with all relevant stakeholders, especially with Finance Change Management and Technology and Engineering teams;

  • Support with other ad-hoc requests related to loan book accounting information coming from various stakeholders (Corporate Finance, Country Managers, Risk Department, etc.).

Desired skills and experience

  • 3+ years of experience in financial accounting for consumer lending organization or a Big-4 role covering extensively financial accounting for consumer lending;

  • Detailed understanding of general accounting and IFRS accounting standards;

  • Good knowledge of IFRS 9 and provisioning accounting requirements for retail portfolios;

  • University/ postgraduate degree in Business, Finance, Accounting or Controlling;

  • Good knowledge and understanding of loan products and deposits;

  • Experience in specifying business and technical requirements for loan book accounting implementation derived from accounting standards;

  • Excellent knowledge of MS office package, especially Excel and PowerPoint;

  • Fluent in English, other languages such as Spanish, Polish or Russian would be a plus;

  • Ability to work effectively, both independently/ self-directed and as a member of a team;

  • Attention to detail and timeliness in delivering on commitments.

What is in it for you?

  • You will join a highly international team with colleagues from more than 20 nations

  • Together with a great team you will work on exciting projects

  • You will work in an awesome office in the heart of Hamburg with the best views from the city and plenty of things to do close to the office when you’re not at work

At Kreditech, we like to constantly challenge the status quo and improve our ways of working. We are a data driven company who are enthusiastic about agile methodology. Diversity is in our DNA and we strongly believe that having different perspectives, experiences and backgrounds will lead to the best environment for our employees and better products to our customers. If this sounds like the kind of company you’d like to work with, please apply here!